Flexible payments for your customers, guaranteed upfront payment for you
Payflex Buy Now, Pay Later (BNPL) gives customers a flexible way to pay by splitting purchases into 2 to 4 interest-free instalments, while you receive the full amount upfront. Payflex manages all repayments and credit risk, helping you increase conversions, grow basket size and attract repeat customers with confidence.
How Payflex BNPL works
The process is simple and seamless from start to finish:
- The online shopper selects Payflex BNPL at checkout.
- They log in or sign up with Payflex.
- The first instalment is paid immediately.
- Payfast settles you the full amount (minus fees).
- The online shopper pays off the remaining instalments directly with Payflex.
Why South African shoppers use Payflex BNPL
Customers choose Payflex because it makes shopping easier and more affordable:
- Interest-free payments: No hidden fees when paying on time.
- Instant approval: Fast, seamless checkout in seconds.
- Flexible instalments: Split into 2, 3 or 4 equal payments.
- Immediate delivery: Get goods right away after first payment.
- Safe & transparent: Secure checkout, no surprises.
Why merchants offer Payflex BNPL at checkout
For merchants, BNPL can help drive growth by making payments more accessible and flexible for customers:
- Boost conversions: Reduce cart abandonment by up to 30%.
- Increase basket size: Shoppers spend more with BNPL.
- Repeat customers: Flexible payments drive loyalty.
- Zero credit risk: You’re paid upfront without any credit risk.
- Competitive edge: Offer a modern, customer-first payment option.
- Expanded reach: Access Payflex’s 1M+ active BNPL users.
Simple, transparent pricing
No setup, monthly or hidden fees. Fees are negotiable based on online sales volumes.
Ready to grow your sales?
Activate Payflex BNPL on your Payfast Dashboard today and give your customers the flexibility they want, while helping your business increase conversions, reduce cart abandonment and grow basket sizes.
