PayJustNow: Buy Now, Pay Later payments through Payfast

PayJustNow is a Buy Now, Pay Later (BNPL) payment method that allows customers to split qualifying purchases into three interest-free payments. Available through Payfast, it gives merchants an easy way to offer greater payment flexibility at checkout.  

Customers select PayJustNow during checkout, pay the first instalment upfront and complete their purchase. The remaining payments are paid according to PayJustNow’s repayment schedule while the customer receives their order immediately.  

Offering Buy Now, Pay Later through Payfast can help create a more flexible checkout experience for customers. Flexible payment options may help reduce checkout friction, improve conversion rates and support higher basket values.  

No. PayJustNow is available through the Payfast platform, making it simple for eligible merchants to add another payment option without changing their existing checkout setup. 

Merchants continue to receive payment through the normal Payfast settlement process. PayJustNow manages the customer’s repayment plan separately.  

No. PayJustNow manages the customer repayment process and buyer relationship, while Payfast manages the merchant relationship. 

Customers pay no interest when they make their repayments on time, subject to PayJustNow’s terms and conditions.  

Flexible payment options can help customers complete purchases by reducing the amount they need to pay upfront. Many merchants use BNPL solutions as part of a broader strategy to improve conversion and enhance the checkout experience.  

By allowing customers to spread payments over time, Buy Now, Pay Later solutions can make larger purchases more accessible and encourage bigger baskets. 

PayJustNow reports that more than 4.5 million customers already use the platform, giving merchants access to a recognised and trusted BNPL payment option.  

PayJustNow can be particularly valuable for online retailers looking to offer more payment choice and create a smoother checkout experience.  

Eligible merchants can enable PayJustNow through their Payfast account. If you need assistance, the Payfast support team can help guide you through the process.