Payfast Fees: Customised For Your Business
Payfast has the right fee structure to fit your business needs. Simply pay if you earn fees on Aggregation or get customised Gateway fees for those bigger businesses.
Calculate your fees with Payfast Aggregation.
Try our handy calculator.
Contact sales for your customised gateway pricing.
Calculator
Fees Table
Payment Method and Transaction Fees
Transaction Fees
Credit and Cheque Card
The world’s most popular online payment method.
3.2% plus R 2.00
Credit card and cheque fees:
Only pay 3.2% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R18.00 (ex VAT)
Instant EFT
An electronic funds transfer that gets verified instantly.
2.0% (min R 2.00)
Instant EFT Fees:
Only pay 2% plus min. R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R12.00 (ex VAT)
Capitec Pay
A secure and fast payment option for customers who bank with Capitec Bank.
2.0% (min R 2.00)
Capitec Pay Fees:
Only pay 2% plus min. R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R12.00 (ex VAT)
Apple Pay
A popular mobile wallet that’s linked to an online shopper’s Apple device.
3.2% (min R 2.00)
Apple Pay Fees:
Only pay 3.2% plus min. R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R18.00 (ex VAT)
Samsung Pay
A mobile payment solution for online shoppers with Samsung Galaxy smartphones.
3.2% (min R 2.00)
Samsung Pay Fees:
Only pay 3.2% plus min. R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R18.00 (ex VAT)
MoreTyme
A buy now, pay later option with TymeBank.
5.5% plus R 2.00
MoreTyme Fees:
Only pay 5.5% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R29.50 (ex VAT)
Mukuru Pay
A cash payment method that can be used for online purchases.
3.9% plus R 6.00
Mukuru Pay Fees:
Only pay 3.9% plus R 6.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R25.50 (ex VAT)
Masterpass
A digital wallet that streamlines the checkout process.
3.5% plus R 2.00
Masterpass Fee:
Only pay 3.5% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R19.50 (ex VAT)
Store Cards
RCS Store Cards provide customers with the ability to make online purchases.
3.2% plus R 2.00
Store Card Fees:
Only pay 3.2% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R18.00 (ex VAT)
SnapScan
A free ‘scan to pay’ app for convenient online shopping.
3.5% plus R 2.00
SnapScan Fees:
Only pay 3.5% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R19.50 (ex VAT)
Mobicred
An online account that gives buyers access to credit.
3.2%
Mobicred Fees:
Only pay 3.2%
Example:
Transaction cost: R500.00
You only pay: R16.00 (ex VAT)
Scode
A platform for buyers to pay for online purchases in-store.
4.5% plus R 5.00
Scode Fees:
Only pay 4.5% plus R 5.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R27.50 (ex VAT)
Zapper
A free ‘scan to pay’ app for convenient online shopping.
3.5% plus R 2.00
Zapper Fees:
Only pay 3.5% plus R 2.00 per transaction
Example:
Transaction cost: R500.00
You only pay: R19.50 (ex VAT)
PAYMENT METHOD
Select payment method
TRANSACTION COST
5000
YOU’LL ONLY PAY
0
(ex VAT)
Payfast
Aggregation
3.2% plus R2.00 for card
2% plus minimum R2.00 for Instant EFT
Pay less as you grow
If you process over R50, 000 in monthly transactions get in touch for customised pricing
Paygate Gateway
Competitive fees for merchants with existing internet merchant accounts
Get access to funding with Easy Advance.
Get pre-approved funding offers sent directly to you without the hassle. You can use this capital to refund whatever you need, like marketing, buying stock or renovations.
All the ways to get you paid.
We support pretty much every popular payment method out there in South Africa. So when your customers want to show you the money they, well, can. In just about any way they like.
Why you should trust us with your business
16
Years of experience
Continuously updated network security and data encryption provide reliability.
7m
Buyers
Your buyers can feel comfortable paying via Payfast, knowing they’re in expert hands.
70+
Plugins
We have integated with plugins including leading e-commerce platforms.
18+
Payment methods
With our simple and negotiable fee structure, as you grow, you’ll pay even less.
All these features built right in
Got questions?
Do I need to be a South African resident to open a Payfast account?
Can I accept international payments?
Can I accept mobile or app payments?
Do I need a merchant bank account?
Is Payfast secure?
Have more questions you’d like answered? Please take a look at our knowledge base or contact sales.